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Michael D. Strauss's Articles in Credit Show All|Display Category|Title|Newest|Oldest Why Rewards Credit Cards Could Work For You More and more people are finding that using a rewards credit card earns them valuable benefits over the course of a year. Seeing as you work hard for your money, why shouldn't your credit card work for you too? Is It Worth Applying For A Platinum Credit Card? There are many things to consider when applying for a credit card, but is being a status symbol one of them? Read why applying for a platinum credit card might not be the best course of action. Do You Really Need A Credit Card? What can you do if you want the convenience of a credit card without the risk of running up debts? There are three main alternatives you should consider. Which Kind Of Credit Card Should I Choose? There are so many credit cards available with different features, it can be hard to decide which one to apply for. A simple way of narrowing the field is to base your decision on your spending habits, rather than being swayed by eyecatching advertisements promoting features you may not need. Get in Control of Your Credit Card Debt Using credit cards can make day to day life more simple, reducing the need to carry cash and making it easy to shop online and by telephone. However, spending with plastic can sometimes be a little too easy, and many people find their balances get out of control. Credit Card Balance Transfer Fees Credit card balance transfer offers were so popular that they ended up costing the credit card industry serious amounts of money. Something had to be done, so the balance transfer 'handling fee' was born. Flat Rate Credit Cards Most credit cards feature different interest rates depending on how they're used. Purchases, balance transfers, cash withdrawals, introductory offers... the number of different rates can be confusing. Flat rate cards charge the same APR for everything, making it easier to keep track of how much your card is costing. Credit Card Cheques - An Expensive Convenience Credit card cheques are touted by card issuers as a convenient way to use your account when cards aren't accepted, but it's not always made clear how much they cost. Are Online Credit Card Applications Too Easy? Applying online for a credit card is easier than ever, but there is a danger to be aware of. Find out the harm it can do to your credit rating, and how to avoid it. Credit Cards: Why You Should Pay More Than The Minimum Credit cards are a great convenience, but it can be all to easy to let your debt slide out of control. Making only the minimum repayments will make the situation worse, and this article explains why. Tricks Credit Card Companies Use To Ramp Up Your Bills Credit card companies are notorious for squeezing every last drop of profit out of their customers. Find out the ways they do this and how to keep in front. Choosing Cashback Or Rewards Credit Cards With the demise of balance transfers as an attractive credit card offer, cashback and rewards schemes are growing in popularity. Find out what they are and how you could profit from using them. Charity Credit Cards - A Good Deal? Charity credit cards are often presented as an easy way to donate to charity without any cost to yourself, but is it really that simple? This article shows how there might be more cost effective options available. Simple Steps to Prevent Credit Card Fraud Credit card fraud costs hundreds of millions every year, and is a distressing and damaging experience for the victims. Fortunately, there are some simple ways of vastly reducing the chances of it happening to you. About Sports Affinity Credit Cards Sports affinity cards let you donate funds to your team at no direct cost to yourself, and also offer other benefits of interest to sports fans. Find out if one is right for you. How Important Is Credit Card APR? Many credit card advertisements feature a low APR as the most prominent feature, but is that the most important thing with a card? There are many other benefits to consider, which might be more valuable than a low rate. Why Choose A Gas Credit Card? Gas credit cards are now available from almost every gas station it seems. Why would you choose one over an ordinary card? Is Cashback The Future For Credit Cards? Cashback is a feature of credit cards that is rapidly growing in popularity. Why is this and how could you benefit? When Not To Use A Credit Card Credit cards are a convenient part of modern life, but unfortunately it can be all too easy to run up problem levels of debt. Knowing when card use is inappropriate will help prevent your card getting you into trouble. An Introduction To Affinity Credit Cards Affinity credit cards are becoming increasingly popular, offering a new range of benefits and features. Find out what they are, what they offer, and whether one could be right for you. A Brief History Of Credit Cards Despite being so commonplace in modern life, credit cards have a relatively short history. Read when the first cards appeared, and how they developed into the products we know today.	Sign Up for a free account or learn more. Submit Articles Member Login Top Authors Most Popular Articles Submission Guidelines Ezine Notifications Article RSS Feeds New Stuff About Us Site Blog Link to Us Contact Us Privacy Policy Terms of Service Friends Interesting Article Free Money Making Tips Content Writer Free Philippine Classifieds Business Software Development Link Ex. & Webmasters Tool Tip Top Directory Earn While You Learn Webmaster Link Exchange Traffic

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